What Were You Doing Two Years Ago?

While this blog is new, I have been blogging at theBigManWalking.blogspot.com for nearly two years.  I encourage you and everyone to get more exercise.  Start with walking if that's where you're at.  Here's an edited entry from early January, 2008:

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I feel better already. I decided to get moving in 2008 and from January 1-5 I've done over 12 miles total. I've been wearing a pedometer since last summer. If you've never worn a pedometer, you can get used to it. It's second nature to me now. I remember to put it on my belt 90% of the time or more.

I recommend recording your progress every day, which I started doing in 2008.  I find daily records help inspire me.

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By looking back I am reminded that I need to go get a pedometer again.  I have gotten out of the habit and I am now reminded of how much it helps. 

We can also learn about our financial outlook by looking back a couple years.  What were you doing that was working two years ago?  What were you doing that didn't work out?  Did you learn from it?  Was it a systemic problem or just a small (or big) glitch?

As we look to the future, what criteria do we use for investments?  If I am loaning people money and expecting a good return,  do I have a method that allows me to pick better candidates with a larger reward for the risk involved?  Am I satisfied with less because I see myself as doing some good?  Will that be o.k. with me in the future?

Interesting questions...

Click on the title of this post to learn more about Prosper.com.

Click here to do some good.  Even if you don't donate, please register and be a cheerleader.

How I Started With Prosper

The other day I asked my son to take a look at 550 Plus 50 and I was surprised to find that it wasn't entirely clear to him what I was going on about here.  So I've decided to start showing a timeline of how I have invested in people through Prosper.com.

Below you will see my first email I received from Prosper.  You may notice that I changed some things like my financial institution or the transfer number, but the essence of it is the same.  It shows that my first transfer to Prosper was initiated on October 14th.  It also shows the estimated completion date as October 20th.

I have included a second email that confirms the transfer of funds was complete on October 20th as expected.

From:	Prosper (No reply)
Received:	Oct-14-2009 11:24 AM PDT
To:	Toastmaster007
Subject:	Funds transfer initiated

Dear Charles,

Your funds transfer for $100.00 on Oct-14-2009 has been initiated.

From: My Financial Institution
To: Prosper Loans Marketplace Account
Amount: $100.00
Transfer started: Oct-14-2009
Estimated completion: Oct-20-2009 9:30 AM PDT
Transfer #: XXXXXX

If you or anyone with authorized access to your account did not initiate this transfer, please contact us immediately. For security reasons, you are required to receive messages about funds transfers to or from your Prosper account.

Regards,
Prosper 

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From:	Prosper (No reply)
Received:	Oct-20-2009 10:08 AM PDT
To:	Toastmaster007
Subject:	Funds transfer complete

Dear Charles,

Your funds transfer for $100.00 on Oct-14-2009 has been completed successfully. Funds are now available for investing in your Prosper account.

If you or anyone with authorized access to your account did not initiate this transfer, please contact us immediately. For security reasons, you are required to receive messages about funds transfers to or from your Prosper account.

From: My Financial Institution
To: Prosper Loans Marketplace Account
Amount: $100.00
Transfer started: Oct-14-2009
Transfer completed: 10/20/2009
Transfer #: XXXXXX

Regards,
Prosper 

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Look for more details in the near future.  I hope that my experience and the information contained here will convince you to take a chance on real people and hopefully you'll receive a return on your money similar to mine.


For your out and out charitable impulse I'm including a link to help you help others by donating so real people can have water clean enough to drink.


You can click below or on the title of today's post to learn more and help me reach my goal!



MyCharityWater.org/BigManWalking